Compare 30+ insurers. Pay nothing for the advice.
Expat Insurance is an independent broker for Hong Kong businesses, expats and families. You tell us what you need. We put the best three or four policies side by side, handle the paperwork and stay with you when you claim.
“Experienced broker and customer focused approach. I highly recommend!”Nick, 9 Oct 2025
Plans we compare include
We don’t represent any insurer. We represent you.
Independent broker
Our advice is 100% independent. We compare policies and plans from over 30 trusted insurance providers to find your best fit.
Personal advocacy
From quotation to application, and policy issuing to claiming, we represent your interests so you get the best outcome possible.
Simple and transparent
You explain, we listen and advise. No jargon. No hidden terms. Clear guidance and straightforward protection built around your needs.
Protecting businesses, expats and families.
Since 2009, Expat Insurance has helped businesses, individuals and families secure reliable business, medical and life insurance with confidence and clarity.
We compare options from 30+ trusted insurers and translate complex policy terms. If something goes wrong, expert help is already there, so you are not scrambling for answers in a crisis.
- Independent advice
- Personal advocacy
- Comprehensive coverage
- Transparent policies
- Trusted by expats
- Tailored solutions
The whole range, from one adviser.
Medical, corporate, business, property and life. Pick the one you need and we will take it from there.
Medical
Comprehensive international medical cover for individuals, families and businesses: hospital, surgical, maternity, wellness, outpatient and dental.
Learn moreCorporate / Group
Flexible group medical and life plans that support employee well-being, long-term business success and staff retention in Hong Kong.
Learn moreBusiness
Cover for damage to contents, property and stock, plus income loss, public liability and Employees’ Compensation.
Learn moreProperty
Protect your home and contents from fire, theft, typhoons, water damage, accidental damage and public liability.
Learn moreLife
Long-term financial security for your family, covering debts, mortgages and children’s education so the unexpected never derails your plans.
Learn moreYou pay the same premium as going direct. You also get an adviser.
The insurer pays us. We use that to compare the market, explain the terms and handle your claim.
An independent broker
We do not represent any insurance company. We compare across the market and find the right solution for you.
Personal advocacy
From applications to claims, we deal with insurers on your behalf and negotiate for the best outcome.
Trusted by clients and businesses
Our advisers have decades of experience helping individuals, families and businesses arrange insurance in Hong Kong.
No additional cost to you
If you go direct to the insurer you pay the same premium, without our independent, professional advice.
Trusted guidance. Proven protection.
Insurance should be straightforward, stress-free and tailored to you. Here is how it works.
Talk to us about your needs
We learn your situation, priorities and budget.
Compare your options
We put the three or four best-fit policies side by side, in plain language.
Get covered quickly
We handle the paperwork and deal with the insurers for you.
Ongoing support
When it is time to claim, renew or change your cover, we are there to help.
What clients say about Expat Insurance
Real reviews from individuals, families and businesses who have trusted us with their insurance.
“I have only good things to say about Expat Insurance. Insurance is the one thing I buy hoping to never use, but, a Pit Bull experience in Thailand made me thankful of the good policy I bought from Expat Insurance. Hospital costs and new flights were 100% covered but most useful was the ongoing help I received from my agent, Carl. Thank you!”
“I have my annual travel insurance and Hong Kong home insurance from Expat Insurance. Awesome service and easy to deal with unlike most Hong Kong insurance companies. Prices are also way better than what I would be able to get directly.”
“I have been dealing with Expatriate Insurance Brokers here in HK for many years. Their accurate and thorough consultation has always been exceptional, and gets you the right products for competitive prices. Transparency, precision and speed of execution of the services are outstanding. Highly recommended!”
Tell us what you need. We reply within one business day.
Talk to an adviser about your business, health, home or family. No charge, no obligation, no hard sell.
Plain-English guides.
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